Specialist Insurance for Previously Banned Drivers
For cheap convicted driver insurance policies
Home
Resources | Terms & Conditions | Treating Customers Fairly | Email Us | Driving Conviction Codes
Home Page | About our Cheap Insurance for Convicted Drivers | Contact us for Insurance for Previously Bannd Drivers | Enquiry form for a Cheap Convicted Driver Insurance quote
Get a Quote

Devon Direct Insurance Services Ltd - Our Terms & Conditions.

Insurance for DR10 convicted drivers - insurance for previously banned drivers.

Call Devon Direct for a cheap car insurance dr10 convicted drivers insurance quote. For car insurance dr10 conviction policies.
Contact Us

Insurance for Previously Banned Drivers - Drug driving insurance - Cheap Insurance for Convicted Drivers

Enquiry Form
Request a Call Back
Special Offer Home Insurance
Resources
Devon Direct: Terms & Conditions
For Cheap Insurance for Convicted Drivers Southwest - Cheap Insurance for Convicted Drivers Devon - Low Cost Cheap Insurance for Convicted Drivers Torbay - Affordable Cheap Insurance for Convicted Drivers Torquay - Competitive Cheap Insurance for Convicted Drivers Paignton - Comprehensive Cheap Insurance for Convicted Drivers Brixham - Cheap Insurance for Convicted Drivers Newton Abbot - Cheap Insurance for Convicted Drivers Exeter - Insurance for Convicted Drivers UK - Insurance for Convicted Drivers London - Insurance for Convicted Drivers Birmingham - Insurance for Convicted Drivers Glasgow - Insurance for Convicted Drivers Leeds - Insurance for Convicted Drivers Edinburgh - Insurance for Convicted Drivers Liverpool - Insurance for Convicted Drivers Bristol - Insurance for Convicted Drivers Sheffield - Insurance for Convicted Drivers Bradford - Insurance for Convicted Drivers Cardiff - Insurance for Convicted Drivers Manchester - Cheap Convicted Driver Quotes Southwest - Low Cost Cheap Convicted Driver Quotes Devon - Cheap Cheap Convicted Driver Quotes Torbay - Affordable Cheap Convicted Driver Quotes Torquay - Online Cheap Convicted Driver Quotes Paignton - Competitive Cheap Convicted Driver Quotes Brixham - Cheap Convicted Driver Quotes Newton Abbot - Cheap Convicted Driver Quotes Exeter - Cheap Convicted Driver Quotes UK - Cheap Convicted Driver Quotes London - Cheap Convicted Driver Quotes Birmingham - Cheap Convicted Driver Quotes Glasgow - Cheap Convicted Driver Quotes Leeds - Cheap Convicted Driver Quotes Edinburgh - Cheap Convicted Driver Quotes Liverpool - Cheap Convicted Driver Quotes Bristol - Cheap Convicted Driver Quotes Sheffield - Cheap Convicted Driver Quotes Bradford - Cheap Convicted Driver Quotes Cardiff - Cheap Convicted Driver Quotes Manchester - Insurance for Previously Banned Drivers Southwest - Online Insurance for Previously Banned Drivers Devon - Affordable Insurance for Previously Banned Drivers Torbay - Low Cost Insurance for Previously Banned Drivers Torquay - Cheap Insurance for Previously Banned Drivers Torquay - Competitive Insurance for Previously Banned Drivers Paignton - Comprehensive Insurance for Previously Banned Drivers Brixham - Insurance for Previously Banned Drivers Newton Abbot - Insurance for Previously Banned Drivers Exeter - Insurance for Previously Banned Drivers UK - Insurance for Previously Banned Drivers London - Insurance for Previously Banned Drivers Birmingham - Insurance for Previously Banned Drivers Glasgow - Insurance for Previously Banned Drivers Leeds - Insurance for Previously Banned Drivers Edinburgh - Insurance for Previously Banned Drivers Liverpool - Insurance for Previously Banned Drivers Bristol - Insurance for Previously Banned Drivers Sheffield - Insurance for Previously Banned Drivers Bradford - Insurance for Previously Banned Drivers Cardiff - Insurance for Previously Banned Drivers Manchester policies
Treating Customers Fairly
About Us
Some of our other insurance products
Buy to Let Property Insurance
Property Insurance Abroad
Van Insurance - Quotes
Taxi Car Insurance policies
Cheap Office Insurance
Request a Call Back
Ask us to give you a call back regarding cheap convicted driver InsuranceAsk us to give you a call back regarding cheap convicted driver Insurance
Click for a call back regarding insurance for previously banned drivers enquiry
For DR10 Conviction Insurance
Visit us on Facebook
Website Navigation
Commercial Combined Insurance CoverCommercial Combined Insurance Cover
Commercial Business
Commercial Business
click for a Commercial Business Insurance quote
For Fleet Vehicle Insurance policiesFor Fleet Vehicle Insurance policies
Fleet Motor Insurance
For Overseas travel insurance coverFor Overseas travel insurance cover
Travel Insurance policies
Driving Conviction Code List
Our Terms & Conditions : Ver 3

1. Our Service

Devon Direct Insurance Services Ltd are an Independent Insurance Intermediary.

Our service includes advising you on your insurance needs, arranging cover with insurers to meet your requirements and helping you with any ongoing changes you have to make. We will accept responsibility for the advice provided.

We act on your behalf in arranging your insurance.
Devon Direct Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306033.

2. Information on Costs

In addition to the premiums charged by insurers, we may make the following charges to cover the administration of your insurance:

upto 40% of the annual premium - New business/renewal                                                                    
£25.00 - Mid term adjustments                                                                     
£30.00 - Mid term cancellations where a recorded delivery has been sent        
£25.00 - Replacement/duplicate certificates or cover notes                             
  £4.00 - Faxes                                                                                            
£10.00 - Duplicate No Claims Bonus proof

We normally accept payment by guaranteed cheque, bankers draft, postal orders, cash ,Visa or Master Card credit cards. We can also accept payment by Switch, Solo or Visa Electron debit cards.

You may be able to spread your payments through insurers instalment schemes or a credit scheme, which we have arranged with a finance provider. We will give you full information about your payment options when we discuss your insurance in detail.

Devon Direct Insurance Services Ltd holds a consumer credit Licence (No 552043) under the Consumer Credit Act 1974. Any money received from you is held by us as agents for the insurers, we do not hold client money.

3. Commission

Commission is that part of the premium, included in the quotation, which covers our operating costs and profit. This includes staff salaries, establishment, computer systems and all other day to day expenditure. This sum which is a variable percentage of the premium, is collected by ourselves by deduction from the quoted premium which you pay to us, and is not invoiced separately. Please note that once the policy has been set up in accordance with your instructions, we will retain the commission due and any administration costs regardless of any specific changes or cancellation requests, even if you cancel the policy prior to cover taking effect. In some circumstances the commission may be charged on a pro rata basis depending on the circumstances in an individual case.

4. Customer Protection Information: Complaints Procedure

It is our intention to provide you with a high level of customer service at all times. If you should wish to make a complaint about our service , we have a formal complaints procedure which is, in the first instance you should contact us in writing or by telephone, fax or via our e-mail address. Please address your complaint to the Customer Service Director. We will then acknowledge receipt of your complaint in writing, within 5 working days and advise you of the name of our representative who will be dealing with your complaint. We aim to have a final response to your complaint sent to you in writing, within 20 working days. Individual insurers also have their own complaints procedures and these can be found in their individual policy booklet.

5. Customer's duty to give information

It is your responsibility to provide complete and accurate information to insurers when you take out your insurance policy, throughout the life of the policy and when you renew your insurance. It is important that you ensure that all statements you make on proposal forms, claim forms and other documents are full and accurate. Please note that if you fail to disclose any material information to your insurers, this could invalidate your insurance cover and could mean that part or all of a claim may not be paid.

6. Completion of Proposal Forms

It is essential that all answers given are accurate and complete. You are urged to read through, understand and verify all details given before signing the form. This is especially important if the form has been completed by someone on your behalf or if it is computer generated. Insurers reserve the right to withhold payment of a claim or to impose extra terms or premium if inaccurate or misleading information is given. If you have any doubt at all as to what constitutes relevant facts or information then it must be disclosed on the proposal form. We cannot accept any responsibility for your failure to include such information even if you have verbally advised a member of our staff or were under the impression we already knew or thought you should be asked specifically. It is your absolute responsibility to affirm the written details shown.

You are also advised to thoroughly check the terms and conditions imposed by the insurer and which are set out in their proposal forms before signing. Insurers reserve the right to alter premiums or refuse cover if the details on the proposal form differ form those originally provided at quotation stage.

7. Withholding documentation

We may keep certain documents such as your insurance policy documents or certificate while we are waiting for full payment of premiums or administration charges.

In these circumstances we will ensure you receive full details of your insurance cover and will provide you with any documents which you are required to have by law.


8. Cancellation

If you wish to cancel your policy we advise that in the first instance you call our office as you maybe due a refund as long as no claims have been made against your policy. You must then return your policy document or a declaration that these have been lost together with a letter confirming your cancellation request BEFORE we can cancel your policy. Cancelling your Direct Debit does NOT cancel your policy. If you do not pay in full for the time you have had on cover a debt recovery agency may be used to recover any losses. Any costs incurred will be added to your debt. Policy add-ons such as Claims Assistance or Breakdown policies run concurrently with the main policy and cannot be cancelled and therefore, no refund of premium is possible.

9. Confidentiality

All personal information about you will be treated as private and confidential. We may use information we hold about you to provide information to you about other products and services which we feel may be appropriate to you. Under the Data Protection Act 1998 you have the right to see personal information about you that we hold in our records.

Our contact details: 61, Palace Avenue, Paignton, Devon, TQ3 3EN. Tel: 01803 698 456. Email: sales@devondirect.net